If you are like 55% ofPaul Haarman Americans, you are struggling to make ends meet every month explains Paul Haarman. For those people, saving money on groceries is one of the most important things they can do to save themselves from being evicted by their landlord or getting cut off by their utility companies. Groceries are a huge part of a family’s budget, and can take up a large portion or even all of your monthly income. You might be surprised to find out that you don’t actually need to use your trusted credit card when it comes to buying groceries (which is like one hand feeding the other).
Here are two ways you can save money on groceries without using your credit card.
Another reason why the use of a credit card for any purchase should be avoided like the plague is that it leaves you with no money to prepare if something goes wrong. Preparing in case something goes wrong is one of the most common reasons people will advise you to carry cash instead of using your cards. It’s all too easy to lose your card or have its security compromised, leaving you with no money for groceries. That is an extremely dangerous situation that will only leave you in more debt than before (or much worse).
No 1 – Buy Generic Brands of Groceries For Less
One of the easiest ways to save money on food is to buy generic brands, and only certain items. This way you don’t save much money on the cost of your food but can save a lot by using coupons combined with the savings you get from buying generic goods. You might be able to save as much as $10 by doing this everyday, which is not bad at all considering it will normally take less than an hour out of your day.
There are usually two types of generic products: store brands and name brand knock-offs.
Store brands usually cost less because they save on advertising and marketing costs, while the companies that make them tend to use lower quality ingredients (but not by much). This is why you need to do a bit of research and see if the stores in which you buy your groceries in sell high quality products says Paul Haarman. It also helps to read reviews about products you’re unsure of by people who have bought them before.
Knock-offs are products that copy popular name-brand items, usually with slightly different names (you might notice this when shopping for cleaning supplies). These usually sell for less than name-brand goods, but not by much.
No 2 – Do Your Own Shopping For Groceries
Shopping at your local supermarket might look like an all-day affair where you have to walk through aisle after aisle, reading packages and comparing prices. This is the way supermarkets want you to shop so they can fool you into spending more money.
That’s why you should do your own shopping for groceries! The only time you have to go to the supermarket is if it’s your weekly or monthly bill. Everything else can be by yourself, which means you don’t have to spend as much time in one place and won’t be influence by anything else but what you need says Paul Haarman. There are many options available today that give people the ability to shop online for their groceries, meaning they’ll never have to leave their house (or office) again! You might think these costs more money because of shipping fees, but usually the opposite is true. These companies will charge delivery fees (which saves them from pesky employees who might make mistakes), making sure you get more value for your money.
If you don’t have the time to do your shopping, you could always outsource this task to someone on the internet. There are many people looking for ways to make extra money online, and one of those ways is by answering questions about groceries that interests them or by buying products at a store they already go to.
There are many ways to save money on groceries without using a credit card. The use of coupons, buying generic goods and doing your own shopping for groceries can all help you get more value from your hard-earned money while saving you hours each week in the process.